by Toni King | Jan 8, 2020 | confused about medicare, Enrolling in Medicare, Medicare, Medicare Part D, part d changes, prescription drug plans, Toni Says
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...
by Toni King | Jan 8, 2020 | Long-Term Care, Medicare
Is A Memory Care Facility Covered by Medicare? Morning, Toni: I have never seen you address the issue of paying for a Memory Care or Alzheimer facility and Medicare. I am concerned that I may wipeout my 401K or savings if need arises due to a long-term health issue...
by Toni King | Jan 8, 2020 | confused about medicare, Medicare, medicare changes, Supplemental Plans, Toni Says
Turning 65 in March…Why Can’t I apply for Medicare Supplement Plan F? Morning Toni: I am turning 65 in March and am searching for the right Medicare Supplement to cover my health needs. I have been told from patients at the cancer center where I go to...
by Toni King | Dec 10, 2019 | Medicare, Toni Says
Help…. Doctor Is Not Accepting Medicare? Hi Toni: This week, I went to see my primary care doctor and his office said that since Medicare is primary on my insurance, I would have to pay upfront the complete bill and be reimbursed by Medicare. His office is a small...
by Toni King | Dec 10, 2019 | Benefits, Medicare, Medicare Advantage Plans, prescription drug plans
Is an MSA Like an Employer HSA Plan? Morning Toni: Never have I seen this question asked in your column. I am leaving employer’s insurance and have an HSA that has a $5000 deductible before the group health plan will begin to pay. I would like to know if there...
by Toni King | Oct 31, 2019 | Enrolling in Medicare, Medicare, Toni Says
Under 65 What Should I Do During Medicare Annual Period (aka Open Enrollment)? Reader Alert: Effective October 1st, the new Medicare.gov Medicare plan finder was released. Navigating this site is not easy. Please take your time when searching a new Medicare Part D...
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