What!! My Medicare Part B or D Penalty Is Forever?
What!! My Medicare Part B or D Penalty Is Forever? Toni: I am a 67-year-old female who never enrolled in Medicare Part B or D because I believe in holistic medicine and only take vitamins. I was under the impression that if I didn’t go to the doctor, I didn’t need to...
Under 65 What Should I Do During Medicare Annual Period (aka Open Enrollment)?
Under 65 What Should I Do During Medicare Annual Period (aka Open Enrollment)? Reader Alert: Effective October 1st, the new Medicare.gov Medicare plan finder was released. Navigating this site is not easy. Please take your time when searching a new Medicare Part D...
Toni Says® Tips for Medicare Open Enrollment
Toni Says® Tips for Medicare Open Enrollment Toni: I just received a phone call saying there is a federal law that I change my Medicare during Medicare’s Open Enrollment? The Toni Says® office helped us with our Medicare decision in January when my husband retired...
Medicare Annual Enrollment! What Do I Do?
Medicare Annual Enrollment! What Do I Do? Dear Toni, This is my first Medicare Annual Enrollment and I don’t know anything about this process? Which program is good, and which one is not? I do have some health problems and am concerned I am making the correct...
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan?
Does Enrolling in a Medicare Supplement Cancel a Medicare Advantage Plan? Toni: Last year during Medicare’s Annual Enrollment, both me and my husband qualified for a Medicare Supplement Plan G over the phone from a telemarketing call. The supplement has never paid a...
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